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Credit CARD Act of 2009
The Credit Card Accountability Responsibility and Disclosure Act of 2009 or Credit CARD Act of 2009 is a federal statute passed by the United States Congress and signed by President Barack Obama on May 22, 2009. It is comprehensive credit card reform legislation that aims "...to establish fair and transparent practices relating to the extension of credit under an open end consumer credit plan, and for other purposes."〔(【引用サイトリンク】title=Text of H.R. 627 (111th) )〕 The bill was passed with bipartisan support by both the House of Representatives and the Senate.
==Introduction and votes==
The Credit Cardholders' Bill of Rights was introduced in the 110th Congress as in the House of Representatives by Representative Carolyn Maloney, a Democrat from New York and the chair of the House Financial Services Committee's Subcommittee on Financial Institutions and Consumer Credit. The bill had passed 312 to 112 but was never given a vote in the Senate.
In the 111th United States Congress the bill was reintroduced as and on April 30, 2009, the House passed 357 yes votes to 70 no votes. The Senate followed suit and passed an amended version on May 19 with 90 yes votes and 5 no votes. The House passed the amended bill the next day by a vote of 279 to 147 and it was signed into law by President Barack Obama on May 22, 2009.
The bill went into effect on February 22, 2010, nine months after it was enacted.
抄文引用元・出典: フリー百科事典『 ウィキペディア（Wikipedia）』
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